Future Business Leaders of America (FBLA) Business Law Practice Exam

What is generally the maximum time frame to file a workers' compensation claim?

1. Within one month of injury

2. Within three years of injury

3. Within six months of injury

4. Within one year of injury

The correct answer is: Within three years of injury

The correct choice is based on the general statute of limitations for filing workers' compensation claims. In most jurisdictions, the maximum time frame to file a claim is indeed within three years from the date of injury. This extended period allows individuals to report their injuries and seek compensation after ensuring they fully understand the nature and extent of their injuries, which may not always be immediately apparent. Each state may have specific laws regarding workers' compensation claims, including variations in deadlines. However, a three-year window is a common standard across many areas, understanding that filing sooner can often lead to a more straightforward claims process and quicker compensation for the injured worker. Shorter time frames, such as one month or one year, are generally not representative of typical requirements for filing a workers' comp claim. While some states may have more urgent reporting requirements for notifying employers, these do not equate to the ultimate deadline for filing a claim for compensation. The intent behind allowing a longer period is to ensure those who may need time to recognize their injuries or deal with related issues still have the opportunity to seek redress.