Future Business Leaders of America (FBLA) Business Law Practice Exam

Which of the following conditions would typically be covered by workers' compensation?

1. Injuries sustained while commuting

2. Disabilities developed from work-related exposure

3. Illness acquired from personal activities

4. Injuries incurred during leisure activities

The correct answer is: Disabilities developed from work-related exposure

Workers' compensation is designed to provide financial and medical benefits to employees who suffer work-related injuries or illnesses. In this context, conditions that typically fall under workers' compensation include disabilities that develop due to exposure related to an employee's job environment or responsibilities. The correct answer highlights that disabilities developed from work-related exposure are indeed covered because they are directly linked to the tasks, conditions, or environments associated with the employee's job. This includes chronic ailments that result from repeated exposure to harmful substances, repetitive stress injuries, or illnesses that arise as a consequence of workplace activities. Other options present scenarios that are generally excluded from workers' compensation coverage. Injuries sustained while commuting are usually not covered since they occur outside of work-related activities. Illness acquired from personal activities and injuries incurred during leisure activities similarly fall outside the scope, as they are not related to the employment context. Workers' compensation focuses specifically on incidents and conditions that are connected to a person's occupation, ensuring that support is provided for legitimate work-related harms.